:root{--navy:#123047;--blue:#1976a8;--aqua:#e9f7fb;--coral:#e95f4f;--ink:#17212b;--muted:#657381;--line:#dce5eb;--soft:#f7fafc}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.7;background:#fff}a{color:inherit}
.utility{background:var(--navy);color:#fff;font-size:12px;text-align:center;padding:7px 15px;letter-spacing:.08em;font-weight:700}
header{border-bottom:1px solid var(--line);background:#fff}.nav{max-width:1180px;margin:auto;padding:17px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{font-size:31px;font-weight:900;color:var(--navy);text-decoration:none;letter-spacing:-1px}.brand b{color:var(--coral)}
.nav a:not(.brand){text-decoration:none;font-size:14px;font-weight:700;margin-left:20px}
.homehero{background:var(--aqua);border-bottom:1px solid var(--line)}.hero{max-width:1180px;margin:auto;padding:68px 22px;display:grid;grid-template-columns:1.35fr .65fr;gap:44px;align-items:center}
.kicker{color:var(--blue);font-size:13px;font-weight:900;letter-spacing:.11em;text-transform:uppercase}.hero h1{font-size:58px;line-height:1.04;margin:10px 0 18px;letter-spacing:-2px}.hero p{font-size:20px;color:#435564;max-width:720px}
.factbox{background:white;border-radius:18px;padding:26px;border-top:5px solid var(--coral);box-shadow:0 10px 26px rgba(10,40,60,.08)}
.wrap{max-width:1180px;margin:auto;padding:46px 22px}.sec h2{font-size:34px;margin:0}.sec{display:flex;justify-content:space-between;align-items:end;margin-bottom:22px}.sec p{margin:0;color:var(--muted)}
.topicgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.topic{border:1px solid var(--line);padding:22px;border-radius:12px;text-decoration:none;position:relative;background:#fff}.topic:before{content:"";display:block;width:38px;height:6px;background:var(--coral);border-radius:8px;margin-bottom:14px}.topic h3{margin:0 0 7px;font-size:20px}.topic p{margin:0;color:var(--muted);font-size:14px}
.cathead{background:#f4f8fb;border-bottom:1px solid var(--line)}.cathead>div{max-width:1180px;margin:auto;padding:48px 22px}.cathead h1{font-size:46px;line-height:1.1;margin:8px 0}.breadcrumbs{font-size:13px;color:var(--muted)}
.list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.storylink{display:block;text-decoration:none;border-bottom:1px solid var(--line);padding:16px 4px}.storylink small{color:var(--coral);font-weight:800}.storylink b{display:block;font-size:18px;line-height:1.35;margin-top:3px}
.article-layout{max-width:1120px;margin:auto;padding:38px 22px 105px;display:grid;grid-template-columns:minmax(0,760px) 280px;gap:55px}.article h1{font-size:48px;line-height:1.08;margin:9px 0 14px;letter-spacing:-1.5px}.dek{font-size:20px;color:#526575}.byline{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:12px 0;font-size:13px;color:var(--muted);margin:20px 0}
.share{display:flex;flex-wrap:wrap;gap:8px;margin:22px 0}.share button,.share a{border:0;border-radius:999px;padding:10px 15px;background:#edf3f6;font-weight:800;text-decoration:none;cursor:pointer}.share .pin{background:#ffe7e7}.share .fb{background:#e8f0ff}
.article h2{font-size:29px;line-height:1.2;margin-top:34px}.article h3{font-size:21px;margin-top:24px}.callout{background:#eff8fb;border-left:5px solid var(--blue);padding:18px 20px;margin:24px 0;border-radius:8px}.warning{background:#fff5ef;border-left:5px solid var(--coral);padding:18px 20px;margin:24px 0;border-radius:8px}
.offer{border:1px solid #bcd7e4;background:#f1fbff;border-radius:14px;padding:22px;margin:28px 0}.offer a{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:900;padding:12px 18px;border-radius:7px}.offer small{display:block;color:var(--muted);margin-top:8px}
.sidebar{position:sticky;top:24px;align-self:start;border:1px solid var(--line);padding:20px;border-radius:12px}.sidebar h3{margin-top:0}.sidebar a{display:block;text-decoration:none;border-top:1px solid var(--line);padding:10px 0;font-size:14px;font-weight:700}
.related{display:grid;grid-template-columns:1fr 1fr;gap:12px}.related a{border:1px solid var(--line);padding:14px;border-radius:10px;text-decoration:none;font-weight:700}
.sticky{position:fixed;right:18px;bottom:18px;z-index:30;background:var(--coral);color:white;text-decoration:none;font-weight:900;padding:14px 20px;border-radius:10px;box-shadow:0 8px 24px rgba(0,0,0,.2)}
footer{background:#102637;color:#dbe6ed;margin-top:50px}.foot{max-width:1180px;margin:auto;padding:38px 22px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.foot a{color:#dbe6ed}
@media(max-width:850px){.hero,.article-layout{grid-template-columns:1fr}.hero h1{font-size:43px}.topicgrid{grid-template-columns:1fr 1fr}.sidebar{position:static}.article h1{font-size:38px}.foot{grid-template-columns:1fr}}
@media(max-width:520px){.topicgrid,.list{grid-template-columns:1fr}.nav .links a:nth-child(2){display:none}.hero h1{font-size:36px}.article-layout{padding:28px 18px 100px}.article h1{font-size:34px}.sticky{left:14px;right:14px;text-align:center}}

.hero-photo{width:100%;height:330px;object-fit:cover;border-radius:18px;box-shadow:0 12px 28px rgba(10,40,60,.12)}
.topic img{width:100%;height:160px;object-fit:cover;border-radius:10px;margin-bottom:14px}
.cat-media{max-width:1180px;margin:0 auto;padding:0 22px 30px}.cat-media img{width:100%;height:340px;object-fit:cover;border-radius:16px}
.article-hero{width:100%;height:410px;object-fit:cover;border-radius:14px;margin:8px 0 24px}
@media(max-width:520px){.hero-photo{height:230px}.topic img{height:145px}.cat-media img{height:220px}.article-hero{height:250px}}